10 Travel Insurance to Avoid The Pitfalls

Iceland volcanic ash cloud travel and recently felt the impact of the delays and the British Airways strike.

Many vacationers own insurance does not cover them for the things that I left after finding that it was out of the bag thought.

Peter Hayman, head of the PJ Hayman said: "Cheap travel insurance is usually an attractive business and seems like a great way to reduce the cost of holidays, although use many gaps or missing cover budget providers offer to good offers."
When enough people to make sure that I pay attention to small print?

1. does not cover pre-existing illnesses - (or someone who can affect the travel plans), if you have a pre-existing medical condition, a claim that the coverage for a couple of cheap politics with no result.

2. Policies with a very specific exceptions - some insurers, in the attempt, the inevitable claims of a strategy to trap the exceptions difficult to use, to get the absolutely lowest premium stage. For example, claims are often difficult to obtain in many countries, although this is usually written in a police report is required.

3. cover low sales policy - and do not cover here, even some of these sections - the budget is usually the baggage, money and delay have very low limits for terms such as covers.

4. Policy with very high excesses of Sales - a high premium policy can be very low. Up to a medical claim that it is not open, and always with a travel insurance claim for the customer, all of them, finds the most is not. Excesses as high as 400 pounds of medical measures are no longer on the market.

5. Confusing exceptions - for example, an "appropriate set of conditions that give rise to a demand for" an exclusion does give. In this case, "reasonable" vaguely defined and open to interpretation resulting from the insurance claims process.

6. Deductions for wear at the baggage claim area - offers home insurance will normally cover the "old new". Many travel insurance policies are right, loss, theft or damage less than the average age of the item that will not.

7. more episodes per night per event instead of excesses - this can be deducted from an event such as an attack by finding that a large number of different excesses. For example: the excesses, leading to a total of 450 pounds more than 75 pounds of medical and health expenses, clothing and personal effects, loss of more than £ 50 a £ 50 excess, £ 120 cash payment of £ 250 worth damage caused by the loss of an 'event "is not a £ 75 to £ 175 require more.

8. Missed connections - a result, many measures do not cover the additional costs, such as individual and they miss the connection from the airport and even delayed addition to the fare as a result of unplanned overnight stay.

9. Breaking down the street to the airport - often missing their flight if the trip is to break insured for additional costs due to their car services rendered assumed that the way to the airport. But only a couple of cheap politics "public transport" does not include formal debt instruments.

10. Close family - you can, the definitions of many measures in this study to see the limit of the "narrow" description ", in the vicinity", so that you can think of is all the relatives that are very poorly defined. Therefore, a claim for cancellation of your favorite uncle on vacation is about to go to ill be rejected.